Free Credit Report

‘Free’ Credit Reports That’ll Cost You

There’s nothing free about forking over $179 a year for information at Freecreditreport.com.

Instead you can go to AnnualCreditReport.com, which is run by the Federal Trade Commission, and get a truly free report once a year from each of the credit agencies: Equifax, Experian and TransUnion.

Freecreditreport.com’s catchy ditties can get stuck in your head for days — but subscribing to the service will haunt your credit card bill for a year. When you sign up, you’re asked for your credit card number. Then the site automatically enrolls you in its “Triple Advantage credit monitoring,” which pledges to continuously track your credit status for $14.99 per month.   (A quote from CNN Money.com this morning)

This is just what I personally want to see about taking these people down. I have been dealing with credit reporting agencies for awhile now and I found out that not only do they take you for your money they also work strictly for the businesses and have NO regard for the consumer.  Especially Experian  will go out of their way to not help the consumer.

I went though all the legal process to remove a false statement and Experian just said that the company has the right to leave the mark on my credit just because the said it is mine. I had all the documents and forms to prove otherwise!

Our system is getting worse by the day and if any of you have comments please feel free to add them.